What You'll Need to Finance

Lenders require certain information to process your loan application. To save time, have this information ready:

  • Name(s) in which title is to be held and social security number(s)
  • Names and addresses of landlord(s) or mortgage lender(s) for past two years and proof of payment
  • Names and addresses of employer(s) for past two years
  • Pay stub(s) for the last 30-day period
  • W-2 Forms for the past two years or other proof of employment and salary
  • If self-employed, federal income tax returns for the past two years, including business tax returns with all schedules
  • Names and addresses of your banks, and all account numbers, balances and recent statements
  • List of other assets (cars, cash value of life insurance, etc.)
  • If you are using income from child support and alimony to qualify, copies of court decrees
  • List of creditors, including names, addresses, account numbers and balances for loans and credit cards. Proof of payment or statements may also be required
  • Copy of your sales contract, address and written legal description of property
  • Proof of the source for your down payment and closing costs