Lenders require certain information to process your loan application. To save time, have this information ready:
Name(s) in which title is to be held and social security number(s)
Names and addresses of landlord(s) or mortgage lender(s) for past two years and proof of payment
Names and addresses of employer(s) for past two years
Pay stub(s) for the last 30-day period
W-2 Forms for the past two years or other proof of employment and salary
If self-employed, federal income tax returns for the past two years, including business tax returns with all schedules
Names and addresses of your banks, and all account numbers, balances and recent statements
List of other assets (cars, cash value of life insurance, etc.)
If you are using income from child support and alimony to qualify, copies of court decrees
List of creditors, including names, addresses, account numbers and balances for loans and credit cards. Proof of payment or statements may also be required
Copy of your sales contract, address and written legal description of property
Proof of the source for your down payment and closing costs
